All Californians with equity in their homes should consider how they protect that asset from the devastation of a major earthquake.  Condo owners, who are particularly vulnerable to earthquakes, should examine the coverage they have at the HOA level – if any – and potentially consider a new alternative available to them. Natural disasters are one of the most feared, but compelling ideas in society. Think of the countless movies starring The Rock; where he comes face to face with volcanoes, snow storms, hurricanes, and yes, you guessed it: earthquakes. Why? Because they are scary, other worldly and can do some damage to life as we know it. But most…